01 - In a medium bowl, combine refried beans with taco seasoning and mix until well incorporated.
02 - Spread the seasoned bean mixture evenly across the bottom of a 9x13-inch glass dish or large serving platter.
03 - Carefully spread the sour cream over the bean layer, using gentle motions to maintain layer separation.
04 - Distribute the guacamole evenly across the sour cream layer.
05 - Spread the chunky salsa over the guacamole layer, ensuring complete coverage.
06 - Sprinkle the shredded lettuce evenly over the salsa, followed by an even distribution of diced tomatoes.
07 - Cover the vegetable layer with shredded cheddar cheese in an even layer.
08 - Distribute sliced black olives and green onions across the top as final garnish.
09 - Cover the prepared dip with plastic wrap and refrigerate for at least 1 hour before serving to allow flavors to meld.
10 - Remove from refrigeration and serve chilled alongside tortilla chips for dipping.