01 - Preheat oven to 400°F. Line a large baking tray with parchment paper.
02 - Spread tortilla chips evenly on the lined baking tray.
03 - Spoon baked beans evenly over the chips.
04 - Sprinkle both shredded cheeses generously over the beans and chips.
05 - Bake for 12–15 minutes, until the cheese is bubbling and golden.
06 - Remove from oven and immediately top with tomato, red onion, jalapeño, cilantro, and avocado.
07 - Drizzle with sour cream and serve with lime wedges and hot sauce on the side.